The group's principal activity is to provide banking and financial services to small and mid-sized businesses, private banking clients and consumers. The activities are carried out through 21 facilities located in Arizona, Minnesota & North Dakota. The services include commercial and industrial loans, real estate mortgage loans, real estate construction loans, agricultural loans, lease financing and consumer loans. The group offers customary range of depository products that include checking, savings and money market deposits. It offers 24-hour telephone banking services through its voice response system, bnc bankline. The group also provides Internet banking and cash management services through its Internet banking site. The group is a holding company for bnc national bank.